{"id":1734,"date":"2012-09-04T17:09:57","date_gmt":"2012-09-04T09:09:57","guid":{"rendered":"https:\/\/blog.17rich.com\/?p=1734"},"modified":"2023-03-13T17:17:32","modified_gmt":"2023-03-13T09:17:32","slug":"fixed-deposit","status":"publish","type":"post","link":"https:\/\/blog.17rich.com\/fixed-deposit\/","title":{"rendered":"\u5584\u7528\u96f6\u5b58\u6574\u4ed8\u53ef\u5f37\u5316\u7406\u8ca1\u6548\u7387"},"content":{"rendered":"<p>\u5728\u500b\u4eba\u8ca1\u52d9\u7ba1\u7406\u4e2d\u6211\u5f88\u91cd\u8996\u7684\u5c31\u662f\u7c21\u55ae\u8207\u55ae\u4e00\u5316\uff0c\u56e0\u70ba\u9019\u6a23\u624d\u6709\u6a5f\u6703\u5f62\u6210\u7cfb\u7d71\uff0c\u8b93\u6211\u53ef\u4ee5\u805a\u7126\u5728\u66f4\u91cd\u8981\u7684\u7406\u8ca1\u9805\u76ee\u4e0a\u3002\u901a\u5e38\u6703\u8b93\u500b\u4eba\u7406\u8ca1\u8b8a\u6bd4\u8f03\u8907\u96dc\u7684\u9805\u76ee\uff0c\u90fd\u4e0d\u662f\u5927\u984d\u5ea6\u7684\u652f\u51fa\u6216\u662f\u6295\u8cc7\uff0c\u5f80\u5f80\u662f\u5c0f\u9322\u5c0f\u5e33\u55ae\u5c0f\u652f\u51fa\u90a3\u7a2e\u3002\u6bd4\u5982\u50cf\u6bcf\u500b\u6708\u7684\u624b\u6a5f\u8cbb\u3001\u6c34\u96fb\u8cbb\uff0c\u6216\u7e3d\u662f\u7d66\u4eba\u300c\u4f86\u5f97\u5f88\u7a81\u7136\u300d\u7684\u6240\u5f97\u7a05\u3001\u4fdd\u96aa\u8cbb\u3001\u6a5f\u8eca\u5f37\u5236\u96aa\u3002<!--more-->\u7576\u7136\u4f86\u5f97\u5f88\u7a81\u7136\u4e0d\u662f\u56e0\u70ba\u5b83\u539f\u672c\u4e0d\u9700\u8981\u652f\u51fa\uff0c\u800c\u662f\u9019\u4e9b\u8cbb\u7528\u90fd\u662f\u9694\u4e00\u6bb5\u6642\u9593\u624d\u8981\u7e73\u8cbb\uff0c\u53ea\u662f\u5e73\u6642\u5fd9\u65bc\u5de5\u4f5c\u800c\u6c92\u6709\u4e8b\u5148\u898f\u5283\u3002<\/p>\n<p>\u4e4b\u524d\u63d0\u904e\u5982\u679c\u53ef\u4ee5\u7684\u8a71\uff0c\u6211\u5011\u90fd\u61c9\u8a72\u8981\u628a\u4e00\u4e9b\u80fd\u5920\u81ea\u52d5\u7e73\u6b3e\u7684\u9805\u76ee\u8fa6\u7406\u81ea\u52d5\u8f49\u5e33\uff0c<a href=\"https:\/\/blog.17rich.com\/7-methods-for-speeding-up-financial-freedom.html\" target=\"_blank\" rel=\"noopener\">\u4f7f\u7e73\u6b3e\u8b8a\u6210\u81ea\u52d5\u5316\u7cfb\u7d71<\/a>\uff1b\u800c\u6709\u4e9b\u5e74\u5ea6\u6216\u534a\u5e74\u652f\u51fa\u4e00\u6b21\u7684\u9805\u76ee\uff0c\u5c31\u53ef\u5229\u7528\u96f6\u5b58\u6574\u4ed8\u9019\u500b\u5c0f\u5de5\u5177\u4f86\u5e6b\u52a9\u6211\u5011\uff0c\u76ee\u7684\u5c31\u662f\u8981\u6211\u5011\u66f4\u5c08\u5fc3\u65bc\u771f\u6b63\u80fd\u8b93\u8ca1\u5bcc\u589e\u9577\u7684\u6295\u8cc7\u9805\u76ee\u3002<\/p>\n<p>\u96f6\u5b58\u6574\u4ed8\u5728\u9280\u884c\u6709\u500b\u6bd4\u8f03\u6b63\u5f0f\u7684\u540d\u7a31\u53eb\u5b9a\u671f\u5132\u84c4\u5b58\u6b3e\u3002\u8207\u55ae\u7b46\u5b9a\u671f\u5b58\u6b3e\u4e0d\u4e00\u6a23\uff0c\u96f6\u5b58\u6574\u4ed8\u662f\u4f60\u8ddf\u9280\u884c\u7d04\u5b9a\u6bcf\u500b\u6708\u56fa\u5b9a\u5b58\u4e00\u7b46\u9322\u5230\u5e33\u6236\uff0c\u7136\u5f8c\u6bcf\u500b\u6708\u672c\u91d1\u9084\u6709\u7d2f\u7e3e\u7684\u5229\u606f\u6703\u81ea\u52d5\u6efe\u5230\u4e0b\u4e00\u500b\u6708\u5f62\u6210\u8907\u5229\uff0c\u6700\u5f8c\u5230\u671f\u6642\u518d\u4e00\u6b21\u628a\u672c\u91d1\u8207\u5229\u606f\u9818\u51fa\u4f86\u3002<\/p>\n<p>\u9019\u65b9\u6cd5\u901a\u5e38\u6703\u88ab\u7576\u505a\u662f\u5f37\u8feb\u5132\u84c4\uff0c\u9069\u5408\u521d\u671f\u5b8c\u5168\u6c92\u6709\u7406\u8ca1\u57fa\u790e\u7684\u4eba\u7576\u505a\u5b58\u9322\u5de5\u5177\u3002\u4e0d\u904e\u6211\u5011\u73fe\u5728\u4e26\u4e0d\u662f\u770b\u91cd\u96f6\u5b58\u6574\u4ed8\u80fd\u7d66\u6211\u5011\u7684\u5229\u606f\uff0c\u800c\u662f\u9019\u65b9\u6cd5\u5e36\u4f86\u7684\u91d1\u9322\u7ba1\u7406\u4fbf\u5229\u6027\uff0c\u591a\u8cfa\u5229\u606f\u9322\u53ea\u662f\u5b83\u984d\u5916\u7684\u597d\u8655\u7576\u7136\u80fd\u8cfa\u5c31\u8981\u591a\u8cfa\u3002\u7279\u5225\u63d0\u9192\uff0c\u9664\u975e\u4f60\u662f\u525b\u8981\u5b78\u7406\u8ca1\u7684\u670b\u53cb\uff0c\u5426\u5247\u4e0d\u61c9\u8a72\u628a\u5b9a\u5b58\u7576\u505a\u552f\u4e00\u7684\u6295\u8cc7\u7406\u8ca1\u5de5\u5177\u3002<\/p>\n<div>\n<p><img decoding=\"async\" src=\"https:\/\/lh5.googleusercontent.com\/-kWE2OJFaJEQ\/UEXCn5UYDKI\/AAAAAAAAA-w\/fIiwPxCGDRM\/s402\/%25E9%259B%25B6%25E5%25AD%2598%25E6%2595%25B4%25E4%25BB%2598.jpg\" alt=\"\" width=\"337\" height=\"339\" \/><\/p>\n<div style=\"margin: 0px 0px 30px; width: 337px; clear: both; font-size: 0.8em;\"><strong><span style=\"color: #a5a5a5;\">(image via <a href=\"http:\/\/www.flickr.com\/photos\/wasdin\/\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"color: #a5a5a5;\">Jake Wasdin<\/span><\/a><\/span><span style=\"color: #a5a5a5;\">)<\/span><\/strong><\/div>\n<\/div>\n<p><strong><span style=\"font-size: x-large;\">\u96f6\u5b58\u6574\u4ed8\u7684\u4f7f\u7528\u6642\u6a5f<\/span><\/strong><\/p>\n<ol>\n<li>\u77ed\u671f\u5728\u672a\u4f86\u6709\u660e\u78ba\u65e5\u671f\u7684\u652f\u51fa<\/li>\n<li>\u5c6c\u65bc\u56fa\u5b9a\u652f\u51fa\u6216\u662f\u5fc5\u8981\u652f\u51fa\u7684\u6b3e\u9805<\/li>\n<\/ol>\n<p>\u6bd4\u5982\uff1a<\/p>\n<ul>\n<li>\u6240\u5f97\u7a05\uff0c\u4e00\u5e74\u4e00\u6b21\u8dd1\u4e0d\u6389\u3002<\/li>\n<li>\u5e74\u7e73\u4fdd\u96aa\u8cbb\u7528<\/li>\n<li>\u571f\u5730\u623f\u5c4b\u7a05<\/li>\n<li>\u5e74\u7e73\u7684\u623f\u79df\u8cbb\u7528<\/li>\n<li>\u5c0f\u5b69\u6bcf\u5b78\u671f\u7684\u5b78\u8cbb<\/li>\n<\/ul>\n<p>\u4ee5\u6240\u5f97\u7a05\u4f86\u8aaa\u5c31\u662f\u4e00\u7b46\u6709\u660e\u78ba\u65e5\u671f\u7684\u5fc5\u8981\u652f\u51fa\u3002\u800c\u6211\u767c\u73fe\u8eab\u65c1\u9084\u6eff\u591a\u4eba\u6703\u5728\u6bcf\u5e74\u5831\u7a05\u7684\u6642\u5019\uff0c\u56e0\u70ba\u7e73\u7a05\u800c\u5728\u7576\u6708\u5165\u4e0d\u6577\u51fa\u3002\u9019\u5176\u5be6\u5728\u500b\u4eba\u7406\u8ca1\u4e2d\u662f\u4e00\u500b\u5371\u96aa\u7684\u8a0a\u865f\uff0c\u5c31\u50cf\u300a\u6709\u9322\u4eba\u60f3\u7684\u548c\u4f60\u4e0d\u4e00\u6a23\u300b\u4f5c\u8005\u8aaa\u7684\uff1a\u300c\u4f60\u505a\u4e00\u4ef6\u4e8b\u60c5\u7684\u614b\u5ea6\uff0c\u5c31\u7b49\u65bc\u4f60\u505a\u6bcf\u4e00\u4ef6\u4e8b\u60c5\u7684\u614b\u5ea6\u3002\u300d\u5982\u679c\u4f60\u7121\u6cd5\u5e73\u6642\u5c31\u5206\u914d\u597d\u4f60\u7684\u9322\u53bb\u7e73\u6240\u5f97\u7a05\uff0c\u90a3\u53ef\u80fd\u4f60\u5176\u5b83\u7406\u8ca1\u4e5f\u505a\u5f97\u4e0d\u662f\u5f88\u597d\uff0c\u66f4\u56b4\u91cd\u7684\u662f\u9084\u53ef\u80fd\u96a8\u4fbf\u6295\u8cc7\u3002<\/p>\n<p>\u5373\u7136\u5927\u90e8\u4efd\u4e0a\u73ed\u6240\u5f97\u90fd\u662f\u975e\u7e73\u7a05\u4e0d\u53ef\uff0c\u8207\u5176\u7e73\u7a05\u6642\u4e00\u6b21\u6027\u7684\u5927\u7b46\u652f\u51fa\uff0c<strong>\u4e0d\u5982\u6bcf\u500b\u6708\u5148\u9810\u5b58\u4e00\u4e9b\u9322\u64fa\u5728\u90a3\u908a\u7b49\u8457\u7e73\u7a05\uff0c\u6e1b\u5c11\u81ea\u5df1\u64cd\u5fc3\u53bb\u591a\u6e96\u5099\u6240\u5f97\u7a05\u652f\u51fa\u3002<\/strong>\u6b64\u5916\u5728\u500b\u4eba\u7684\u8ca1\u52d9\u5831\u8868\u4e0a\u6bcf\u6708\u73fe\u91d1\u6d41\u4e5f\u6703\u6bd4\u8f03\u7a69\u5b9a\u3002\u4ee5\u4e00\u500b\u55ae\u8eab\u4e0a\u73ed\u65cf\u5e74\u6536\u516560\u842c\u5143\u6240\u5f97\u4f86\u8aaa\uff0c101\u5e74\u6240\u5f97\u7a05\u8a08\u7b97\u53ef\u6263\u9664\u514d\u7a05\u984d26.2\u842c\u5143\uff0c\u5269\u4e0b\u768433.8\u842c\u5143\u5c31\u662f\u8981\u7e735%\u7684\u6240\u5f97\u7a051.69\u842c\u3002\u90191.69\u842c\u5982\u679c\u752812\u500b\u6708\u5206\u6524\u4e0b\u4f86\uff0c\u4e00\u500b\u6708\u5e73\u5747\u662f1,410\u5143\u5de6\u53f3\u3002<\/p>\n<p>\u5982\u679c\u5728\u7e73\u6240\u5f97\u7a05\u524d\u4e00\u5e74\u5148\u7528\u96f6\u5b58\u6574\u4ed8\u898f\u5283\uff0c\u6bcf\u500b\u6708\u56fa\u5b9a\u5b581,500\u5143\uff0c\u4ee51\u5e74\u671f\u5b9a\u5b58\u5229\u73871.3%\u4f86\u7b97\u7684\u8a71\uff0c\u5230\u4e86\u7e73\u7a05\u6642\u5c31\u53ef\u9818\u56de18,127\u5143\u53bb\u7e73\u7a05\uff1a<\/p>\n<p><img decoding=\"async\" style=\"display: block; margin-left: auto; margin-right: auto;\" src=\"https:\/\/lh5.googleusercontent.com\/-Tv5SaGhM690\/UfC6KMEUKpI\/AAAAAAAAC8g\/TlCChTyuyfg\/w286-h421-no\/Snap1.png\" alt=\"\" width=\"287\" height=\"446\" \/><\/p>\n<p>\u5f9e\u88681\u4f86\u770b\uff0c\u5982\u679c\u7528\u96f6\u5b58\u6574\u4ed8\u9084\u80fd\u5920\u591a\u8cfa\u5f97\u5229\u606f127\u5143\uff0c\u9019127\u5143\u96d6\u7136\u4e0d\u591a\u4f46\u597d\u902e\u4e5f\u80fd\u62ff\u53bb\u63db\u676f\u661f\u5df4\u514b\u62ff\u9435\u56de\u4f86\u3002\u4e0d\u904e\u6700\u5927\u7684\u91cd\u9ede\u4ecd\u7136\u662f\u8b93\u81ea\u5df1\u4e0d\u53bb\u7169\u60f1\u6e96\u5099\u6240\u5f97\u7a05\uff0c\u7e73\u6240\u5f97\u7a05\u6642\u4e5f\u4e0d\u6703\u5728\u7576\u6708\u6709\u5165\u4e0d\u6577\u51fa\u7684\u518f\u5883\u3002\u95dc\u65bc\u5982\u4f55<a href=\"http:\/\/ipost.post.gov.tw\/webpost\/CSController?cmd=POS5003_1\" target=\"_blank\" rel=\"noopener nofollow\">\u8a08\u7b97\u96f6\u5b58\u6574\u4ed8\u7684\u5229\u606f<\/a>\uff0c\u5927\u5bb6\u53ef\u4ee5\u4f9d\u7167\u81ea\u5df1\u7684\u689d\u4ef6\u8207\u5229\u7387\u5728<a href=\"http:\/\/ipost.post.gov.tw\/webpost\/CSController?cmd=POS5003_1\" target=\"_blank\" rel=\"noopener nofollow\">\u7dda\u4e0a\u8a66\u7b97<\/a>\u3002<\/p>\n<p>\u540c\u6a23\u7684\u89c0\u5ff5\uff0c\u53ea\u8981\u662f\u672a\u4f86\u660e\u78ba\u65e5\u671f\u4e00\u5b9a\u8981\u652f\u51fa\u7684\u6b3e\u9805\uff0c\u5efa\u8b70\u90fd\u53ef\u4ee5\u5584\u7528\u96f6\u5b58\u6574\u4ed8\u7684\u65b9\u6cd5\u3002\u7576\u7136\u5982\u679c\u4ee5\u6295\u8cc7\u8981\u8cfa\u9322\u7684\u89d2\u5ea6\uff0c\u4ee5\u76ee\u524d\u7684\u4f4e\u5229\u7387\u6211\u500b\u4eba\u662f\u4e0d\u6703\u628a\u9322\u653e\u5728\u9280\u884c\u751f\u5229\u606f\uff0c\u800c\u61c9\u8a72\u505a\u66f4\u597d\u7684\u8cc7\u7522\u914d\u7f6e\u3002\u4e0d\u904e\u56e0\u70ba\u9019\u4e9b\u8981\u7e73\u7684\u9322\u662f\u5c6c\u65bc\u975e\u652f\u51fa\u4e0d\u53ef\uff0c\u6240\u4ee5\u6211\u89ba\u5f97\u4e0d\u9700\u5192\u98a8\u96aa\u62ff\u53bb\u505a\u6295\u8cc7\uff0c\u5e73\u6642\u628a\u9019\u4e9b\u9322\u5148\u64a5\u51fa\u4f86\u7576\u505a\u5c08\u6b3e\u5c08\u7528\uff0c\u5269\u4e0b\u7684\u9322\u518d\u5c08\u5fc3\u62ff\u53bb\u6295\u8cc7\u7406\u8ca1\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u642d\u914d\u516d\u500b\u7f50\u5b50\u7406\u8ca1\u6cd5\u4e00\u8d77\u904b\u7528<\/strong><\/p>\n<p>\u5728\u4f7f\u7528<a href=\"https:\/\/blog.17rich.com\/6-jar-money-management-system.html\" target=\"_blank\" rel=\"noopener\">\u516d\u500b\u7f50\u5b50\u7ba1\u7406\u8ca1\u52d9<\/a>\u6642\uff0c\u6211\u5011\u8981\u6ce8\u610f\u5206\u914d\u5230\u4e0d\u540c\u5e33\u6236\u7684\u9322\u90fd\u5fc5\u9700\u662f\u7a05\u5f8c\u7684\u9322\uff0c\u5982\u679c\u4ee5\u4e0a\u9762\u7684\u4f8b\u5b50\u4f86\u770b\uff0c\u4e00\u500b\u67085\u842c\u5143\u7684\u6536\u5165\u5c31\u8981\u5148\u6263\u96641,410\u5143\uff0c\u5269\u4e0b\u768448,590\u5143\u624d\u662f\u62ff\u53bb\u5206\u914d\u7684\u9322\u3002\u6240\u4ee5\u5229\u7528\u96f6\u5b58\u6574\u4ed8\u7684\u529f\u80fd\uff0c\u4e5f\u80fd\u8b93\u516d\u500b\u7f50\u5b50\u7406\u8ca1\u6cd5\u66f4\u52a0\u5b8c\u5584\u3002<\/p>\n<p>::\u672c\u6587\u6709\u7d93\u904e\u91cd\u65b0\u7de8\u5beb\u6536\u9304\u5728\u300a<a style=\"color: #d93800; font-weight: bold;\" href=\"http:\/\/goo.gl\/Sh90rX\" target=\"_blank\" rel=\"noopener nofollow\">\u4e0b\u73ed\u5f8c\u8cfa\u66f4\u591a<\/a>\u300b\uff0c\u6b61\u8fce\u9032\u4e00\u6b65\u53c3\u95b1\u3002::<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u500b\u4eba\u8ca1\u52d9\u7ba1\u7406\u4e2d\u6211\u5f88\u91cd\u8996\u7684\u5c31\u662f\u7c21\u55ae\u8207\u55ae\u4e00\u5316\uff0c\u56e0\u70ba\u9019\u6a23\u624d\u6709\u6a5f\u6703\u5f62\u6210\u7cfb\u7d71\uff0c\u8b93\u6211\u53ef\u4ee5\u805a\u7126\u5728\u66f4\u91cd\u8981\u7684\u7406\u8ca1\u9805\u76ee\u4e0a\u3002\u901a\u5e38\u6703 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6023,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"cybocfi_hide_featured_image":"","footnotes":""},"categories":[134],"tags":[234,235,384,34,23,258,66,233,389],"wps_subtitle":"","_links":{"self":[{"href":"https:\/\/blog.17rich.com\/wp-json\/wp\/v2\/posts\/1734"}],"collection":[{"href":"https:\/\/blog.17rich.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.17rich.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.17rich.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.17rich.com\/wp-json\/wp\/v2\/comments?post=1734"}],"version-history":[{"count":1,"href":"https:\/\/blog.17rich.com\/wp-json\/wp\/v2\/posts\/1734\/revisions"}],"predecessor-version":[{"id":7949,"href":"https:\/\/blog.17rich.com\/wp-json\/wp\/v2\/posts\/1734\/revisions\/7949"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.17rich.com\/wp-json\/wp\/v2\/media\/6023"}],"wp:attachment":[{"href":"https:\/\/blog.17rich.com\/wp-json\/wp\/v2\/media?parent=1734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.17rich.com\/wp-json\/wp\/v2\/categories?post=1734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.17rich.com\/wp-json\/wp\/v2\/tags?post=1734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}